Start earning interest on your crypto with BlockFi. No minimum balance, no hidden fees. Your crypto works harder for you.
See your potential earnings
*Interest rates are subject to change. Calculations are estimates based on current rates.
We're building the bridge between traditional finance and the crypto economy, making it easier than ever to grow your wealth.
Earn up to 8.25% APY on your crypto holdings with our industry-leading interest rates.
Your assets are protected with institutional-grade security and FDIC insurance coverage.
Support for Bitcoin, Ethereum, stablecoins, and 15+ other popular cryptocurrencies.
Earn Bitcoin rewards on every purchase with our crypto-back credit card.
Join hundreds of thousands of users who trust BlockFi with their crypto investments.
Fast deposits, withdrawals, and transfers with no hidden fees or minimum balances.
Earn industry-leading interest on your crypto holdings. Rates are compounded monthly and paid directly to your account.
USDC
Annual Percentage Yield
8.25%
ETH
Annual Percentage Yield
5.25%
BTC
Annual Percentage Yield
4.50%
LTC
Annual Percentage Yield
3.75%
LINK
Annual Percentage Yield
3.50%
UNI
Annual Percentage Yield
3.25%
Deposit crypto
Transfer your crypto to your BlockFi Interest Account
Earn interest
Interest accrues daily and compounds monthly
Get paid
Interest is paid on the first business day of each month
No minimum balance required
No hidden fees or charges
Withdraw anytime with no penalties
FDIC insurance protection
*Interest rates are subject to change and may vary based on market conditions. APY is calculated based on compounding interest paid monthly. Past performance does not guarantee future results.
Getting started with BlockFi is simple. Follow these three easy steps to start earning interest on your crypto today.
Sign up in minutes with just your email and phone number. Complete our simple verification process.
Transfer your crypto from any wallet or exchange. We support 15+ cryptocurrencies.
Watch your crypto grow with competitive interest rates. Get paid monthly, automatically.
Join over 500,000 users who trust BlockFi with their crypto investments.
We use institutional-grade security measures to protect your assets. Your crypto is safe with industry-leading security protocols.
Your USD deposits are FDIC insured up to $250,000 per depositor.
95% of crypto assets are stored offline in secure, geographically distributed cold storage.
We maintain SOC 2 Type II compliance with regular third-party security audits.
Licensed and regulated in all 50 US states with full regulatory compliance.
Bank-level security infrastructure trusted by institutions and retail investors.
All transactions require multiple signatures for enhanced security and fraud prevention.
We employ multiple layers of security including encryption, multi-signature wallets, and hardware security modules.
All data is encrypted in transit and at rest using industry-standard AES-256 encryption protocols.
Our security team monitors all systems around the clock to detect and prevent any suspicious activity.
Licensed Money Transmitter in all 50 US states
SOC 2 Type II certified security controls
FDIC insurance for USD deposits
Regular third-party security audits
Full KYC/AML compliance procedures
See what our customers are saying about their experience with BlockFi. Join thousands of satisfied users earning interest on their crypto.
"BlockFi has been a game-changer for my crypto portfolio. The interest rates are competitive and the platform is incredibly secure. I've been earning passive income on my Bitcoin for over a year now."
Software Engineer
"As a financial advisor, I recommend BlockFi to my clients who want exposure to crypto with reduced risk. The FDIC insurance and regulatory compliance give me confidence in the platform."
Investment Advisor
"The BlockFi credit card is amazing! I earn Bitcoin on every purchase and the rewards add up quickly. Plus, earning interest on my crypto holdings is like having a high-yield savings account."
Marketing Director
"I've tried several crypto lending platforms, but BlockFi stands out for its transparency and customer service. The monthly interest payments are reliable and the rates are among the best in the industry."
Entrepreneur
"BlockFi's institutional-grade security gives me peace of mind. The platform is user-friendly and the interest calculator helps me plan my crypto investments effectively."
Portfolio Manager
"The ability to earn interest on multiple cryptocurrencies while maintaining liquidity is exactly what I needed. BlockFi has become an essential part of my crypto strategy."
Crypto Trader
Start earning interest on your crypto today and see why hundreds of thousands of users trust BlockFi with their investments.
Have questions about BlockFi? Find answers to the most common questions about our platform, security, and how to get started.
BlockFi allows you to earn interest on your cryptocurrency holdings by depositing them into our Interest Account. We lend your crypto to institutional borrowers and share the interest earned with you. Your crypto is secured with institutional-grade security measures and you can withdraw anytime.
Our support team is here to help you 24/7. Get personalized assistance with your account, security questions, or technical issues.
Join over 500,000 users who trust BlockFi to grow their crypto wealth. Get started in minutes with no minimum balance required.
Manage your crypto portfolio on the go. Available for iOS and Android with all the features you need to earn and track your interest.
Access your account from any browser with our secure web platform. Full-featured dashboard with advanced analytics and portfolio management.
Your crypto is protected with institutional-grade security. FDIC insured USD deposits, SOC 2 Type II compliance, and cold storage for 95% of assets. Licensed and regulated in all 50 US states.